David Giertz of Nationwide explains why financial advisors are avoiding talking to their clients about Social Security. There are over 2700 rules when it comes to Social Security benefits, so it can be intimidating for advisors to feel confident in advising their clients on the matter. It is important for advisors to discuss Social Security with their clients because they could lose a large percentage of their earnings if they take it out early. It has become a major source of income in retirement for many people so it is important that clients are making the most of their benefits on Yolasite.com. It was also discussed that 4 out of 5 clients would switch advisors if they did not advise them on their Social Security benefits.
David Giertz is the Senior Vice President of Nationwide Financial Distribution and Sales. He has held this position since April of 2013. He has also been the President of Nationwide Financial Distributors since March of 2013. He has also served in several of positions at Nationwide over the years.
Read more: Insurance Agent at Nationwide Financial Institution in Fort Lauderdale, FL
Giertz has over 30 years of experience in financial advising. He is registered as a broker with FINRA. He has also worked for Citicorp, Financial Horizons, and the Mutual Like Insurance Company of New York. He offers services in Portfolio Managements for Individuals. He is a registered financial advisor in several states across the US. He holds four different certificates from passing various exams including: Municipal Securities Principal, General Securities Principal Examination, Uniform Security Agent State Law Examination, and General Securities Representative Examination at https://angel.co/david-giertz.
Are you looking to purchase some of the finest wine or champagne in the world? Maybe you want to start a collection, save it as an investment down the road, or are going to celebrate a special occasion and only want the best. Don’t know where to start?
UKV PLC is a small group of fine wine consultants that want to help you find and purchase only the finest wine or champagne around the world.
UKV PLC specialize in the acquisition and sale of these very desirable wines. They have a network of merchants, traders, and brokers to draw from stock or acquire these rare and unique wines. UKV PLC carries Bordeaux, Spanish, Burgundy, Italian, and Champagnes.
On their social media channels they display beautiful pictures, interesting facts, news, tips, and information about wine. There is always plenty of information, it is very specific, and it never goes off topic. It definitely is for the wine enthusiast. One interesting post was about coffee infused wine. Who knew they made such a thing?
One of the benefits of purchasing wine through UKV PLC include that you get to work with a fine wine consultant that can educate you on wine, and which ones are good and bad. They also provide security for your wine, storage, valuations, delivery, and brokerage. The benefits of becoming a member of UKV PLC is that you shop faster, track your packages, and be up to date on your order’s status.
The Los Angeles Kabbalah Centre was established in 1984. The LA Kabbalah Centre was an outgrowth of the organization founded in New York City in 1965. The Kabbalah Centre in Los Angeles is a nonprofit organization.
One of the key concepts taught at the LA Kabbalah Centre is what is known as the Kabbalistic concept of Klippot. According to this concept, all people have a direct and clear connection to what is considered the upper metaphysical spiritual world of the Light. In Hebrew, this is known as Ein Sof and means unbounded God.
The problem for most people is that this unique, special channel is blocked by what is known in the teachings of Kabbalah as Klippot. This blockage works to restrict spiritual energy from being able to enter a person’s physical body.
The Kabbalah Centre maintains that it is through the committed study and practice of Kabbalah teachings, together with Jewish law, that a practitioner of Kabbalah is able to remove Klippot. On the other hand, it is by violence and other types of bad behavior that person enhances Klippot.
In layperson’s terms, celebrity Paris Hilton has spoken rather frequently about this practice of the Kabbalah Centre has helped her to maintain a sense of balance in her own life. She makes note that this particularly has been the case when she has endured significant struggles, like her breakup with pop singer Nick Carter.
At the present time, there are over 50 branches of the LA Kabbalah Centre located the world over. This includes branches in major cities like New York, London, and Toronto. There are also a multitude of Kabbalah Centre study groups internationally. Finally, if a person is so inclined, he or she can study the teachings of Kabbalah via courses offered by the Kabbalah Centre on the Internet.
The EOS brand, Evolution of Smooth has conquered the world with its balmy lips, including a Spain, partly thanks to a wide variety of colors and flavors.
Taking Over an Old Market
What’s so special about these balms? It is not only their funny packaging that deserves our attention. EOS balms are 100% natural and 95% organic. They are made from the best ingredients that nature does not have: shea butter, vitamin E, beeswax, olive oil, coconut oil and jojoba among others.
EOS balms have a light texture that you only notice on the lips. Which does not mean they will go completely unnoticed? They have a pleasant smell and a sweet taste that can become a real addiction. EOS lip balm is not sticky and lasts up to several hours, as long as it does not touch the lips. The texture is very pleasant; the balm is absorbed very well and, once again, keeps its shape after each application. The product is so successful also thanks to its little traditional packaging. Can you imagine a scented balm in an egg-shaped container? Surely, when applying this balm, it will attract a few curious looks.
What’s The Secret?
They started out with a very good idea and a marketing plan to make a product that had not changed in a hundred years a new innovative option for women. With the wave of millennials taking over the world, the brand’s strategy relied on influencers, vloggers, and celebrities. In no time, EOS was all over the social media, and their popularity started to grow, with women all over wiping shelves clean of the product. The products are available on the evolutionofsmooth.com website, Ulta.com and Racked online store.
With an upcoming expansion of the brand, EOS will continue to be a pioneer when it comes to innovation and branding of new products (https://www.walmart.com/ip/Eos-Sweet-Mint-Lip-Balm-0.25-oz/15136069) through the world today.