True To The Bank’s Slogan, Luiz Carlos Trabuco Is Taking Bradesco Forward

Pra frente is the slogan of one of the largest banks in Brazil, Bradesco. The Portuguese phrase translates to “go forward”. Over the course of its existence, the bank has strictly remained true to its slogan. It has over the years grown to become the second largest private bank in the country with close to 30 million customers, more than 5,000 branches and approximately $400 billion worth of assets to its name. The primary individual currently tasked with taking Bradesco forward is Luiz Carlos Trabuco. As its current president, he oversees all of the bank’s operations and its more than 100,000 employees.

Unknown to many, Luiz Carlos Trabuco started out as a clerk at Bradesco. In fact, he has not worked elsewhere his entire professional career. A quick study, he hastily learned the ropes at every position he was assigned, thus causing him to be quickly promoted up the ranks at the bank. By 1984, he was had been named a department director at the bank. Again, in 1999 after coming close to being named bank president, he was named the vice president to be bank’s leading subsidiary, Bradesco Seguros. He would go on to lead the subsidiary barely four years later. His time at the Bradesco Seguros saw the subsidiary cement its position as the leading insurance company in South America.

Follow Luiz Carlos Trabuco on LinkedIn.

Additionally, its overall contribution to the group financials increased substantially from 26 percent to about 35 percent. These results impressed the board and got him named the bank’s fourth president in 2009. He currently also serves as the vice president of the bank’s board.

Since taking over, Luiz Carlos Trabuco has remained true to Bradesco culture. Since creation more than seven decades ago, Bradesco has been known for its innovation. In the 1960s, it was the first bank in the region to purchase a computer. Three decades later, it became the first bank in the country to start offering internet banking services. In the last few years, it also became the leading force in the adoption of biometrics use in ATM systems. Under the leadership of Luiz Carlos Trabuco has also become the pioneer of green sustainability in the industry. In 2001 the bank was recognized as the greenest in the country by Newsweek.

Understandably, Luiz Carlos Trabuco could not achieve all that he has at Bradesco without his able team. Aware of the fact that his team would have a significant influence on his effectiveness as a leader, Luiz Carlos Trabuco made it one of the earliest endeavors after being appointed to set up a corporate university. Known as Unibrad, the university has trained dozens of executives within the bank and its subsidiaries. Luiz Carlos Trabuco has taken an active role in the running of the university as he is often personally involved in the training of executives.

Earlier this year, the university was honored as the best performing corporate university globally by GlobalCCU.

Now almost 65, Luiz Carlos Trabuco is approaching his final years at Bradesco. However, he can look back at his time fondly and with pride. After joining the bank as a teenager, it is safe to say that it brought him up. Equally, when he later took the leadership reins at Bradesco, he returned the favor by significantly growing the bank. All in all Luiz Carlos Trabuco will leave a strong legacy for exemplifying innovation, hard work and loyalty. He now deserves to be named in the same breath as his legendary predecessors, Amador Aguiar, Lazaro Brandao, and Marcio Cypriano.

Learn more about Luiz Carlos Trabuco: http://www1.folha.uol.com.br/mercado/2016/09/1810520-bradesco-quer-manter-trabuco-na-presidencia-por-mais-dois-anos.shtml

USHEALTH Group Provides Affordable Health Insurance

Are you in need of individual or self-employed health insurance coverage? Do you want to buy insurance coverage for your dependents? If you are looking for a renowned health insurance company, then check out USHEALTH Group and its family of insurance companies. Read more: Get an online health insurance quote

Whether you are interested in USHEALTH Group PPO or USHEALTH Group family insurance, you need to get in touch with USHEALTH Group for information on the various plans and coverage options they offer.

When you are considering health insurance plan, you need to find a trusted company. It is extremely important to get in touch with a company that has a great reputation in the industry and have them advise and guide you in making the right decision for your situation. Learn more about US Health Group: https://www.linkedin.com/company/us-health-group and https://www.indeed.com/cmp/US-Health-Group

There are so many health plans and coverage options that it can be a daunting task, or confusing, deciding on the best one for you or your dependents. That’s why many people choose USHEALTH Group – one of the top health insurance providers in the nation.

When it comes to Specified Disease insurance and Accident health coverage, every customer has different needs and USHEALTH Group recognizes or understands that. The company believes in providing several options so that customers can make their own choice. USHEALTH Group also believes their customers value the wide variety of options available as they decide on the protection that is suitable for them. Because of that, the company has developed a wide portfolio of health plans and coverage.

USHEALTH Group has innovative product designs and affordable plans for customers to choose from. Their plans and coverage are adequate enough to meet the needs of customers and dependents.

USHEALTH Group has the resources and talented professionals to address the needs and concerns of customers and ensure complete customer satisfaction.

With the affordability, flexibility and reliability provided by USHEALTH Group family of companies, customers find it easy to choose the appropriate plan and coverage for them. Many individuals and business owners across the country are enjoying tremendous benefits from getting their health coverage from USHEALTH Group and its family of companies.

Kate Hudson’s Fabletics Taking the Fight to Amazon This Year

Now that Amazon has been comfortably in the driver’s seat in the online apparel market for years, they have seen just about competitor threaten to take them off the top spot. Even with a huge 20 percent of sales in a very crowded apparel market, Amazon has thousands of competitors all struggling at the bottom trying to make enough money to stay profitable. Now take a look at Kate Hudson’s Fabletics, a company working in the same niche as Amazon, but able to sell nearly $250 million of their ladies workout apparel in only three short years.

 

This is quite an accomplishment considering who the leader is in this market, and Hudson will tell you that it all comes down to a few key fundamentals. In order to distance themselves from the competition and close the gap to Amazon, Kate Hudson’s Fabletics employs a unique membership program combined with reverse showrooming. These two techniques seem to work well together, and seeing is believing in this industry for certain. Look at what happens inside the Fabletics retail store at the local malls. Women are lining up to take the Lifestyle Quiz, window shop, try on new arrivals, and just enjoy the no pressure sales atmosphere.

 

In fact, most women leave the Kate Hudson’s Fabletics retail stores without buying. Is this model going to sustain?

 

Leaving the store actually is part of the reverse showrooming sales technique that has helped Kate Hudson’s Fabletics to explode in sales, and here is how it works. Women today are busy, and while they love trying on this athleisure brand in the stores, they don’t have time to browse all the selection, so they leave the store knowing that Fabletics has already uploaded the ones they tried on into their online account. Now when these same women have the time, they can log into their account at Fabletics and continue the shopping knowing exactly what sizes to buy.

 

Membership perks are what separates Kate Hudson’s Fabletics from Amazon and eBay. Instead of having to pay around $80 for a Prime membership at Amazon, you get your numerous membership perks for free at Kate Hudson’s Fabletics. These membership perks include getting free assistance from your own personal shopping assistant. Discounts on all the apparel both online and in the stores at the mall, and even free shipping for all your online orders. At this rate, Kate Hudson’s Fabletics will be dominating the market when new shoppers are quickly turned to loyal customers.

Weekend #workout plan inspired by @gingerressler's high-power moves ????

A video posted by @fabletics on

The Lacey and Larkin Frontera Fund

Numerous groups all over the world are united by a common cause: to advocate for human, civil and immigrant rights. The groups work to maintain a civil society as per the international standards. Additionally, they support the law where they feel it has been compromised.

The Advocates for Human Rights is one of the most active groups working in conjunction with the World’s Human Rights Movement.

The organization was founded in 1983 with the aim of creating and maintaining a complete, lasting and all-inclusive solution for the problems that surround the people in areas such as violation of human rights and abuse of the rights of children. Learn more about Jim Larkin and Michael: http://www.phillypurge.com/2017/06/23/jim-larkin-michael-lacey-make-the-list-of-civil-rights-protectors/

Additionally, the non-profit organization advocates for refugees and immigrants who wish to get aid, training and asylum. Where there exists gaps in law, the Advocates for Human Rights push for legal changes in order to have sober legislation.

The Coalition for Humane Immigrant Rights, widely known as CHIRLA, is another leading warrior of immigrant rights. The California based organization also fights for the rights of movement, especially in country borders where mobility may be limited. Read more: Phoenix New Times | Wikipedia and Michael Lacey | Crunchbase

CHIRLA was set up following the passing of the United States’ act of 1986, the Immigration Reform and Control Act, to create a society that allows inclusion of everyone without discrimination of immigrants.

This was to stop the then ongoing employment of undocumented employees. This was abuse of workers. The Coalition for Humane Immigrant Rights also amplifies the voice and opinion of the public.

ACLU (American Civil Liberties Union) was set up with its efforts funnelled towards enforcing and enhancing civil rights for immigrants. The advocate group also fights against public and private discrimination. ACLU has been involved in many of the recent legal battles focusing on fixing the legal challenges that exist.

Michael Lacey and Jim Larkin, who have spent most of their lifetimes fighting for human rights, held hands and founded the Lacey and Larkin Frontera Fund. This was in conjunction with Village Voice media and the Phoenix New Times. Their efforts are dedicated towards funding migrant activities in Arizona.

The advocacy group was founded after Lacey and Larkin run a story that exposed the grand jury’s activities that were seeking for notes written about Sherriff Joe Arpaio.

The pioneers of the foundation sued the county and were given $3.75 million after they won the case. The money was used to support civil, human and migrant rights.

The Beneful Commercials are Upbeat

Watching Beneful commercials will be beneficial and interesting for pet owners. They can learn a lot from their commercials, and they can also see how much the dogs enjoy their foods. There are wonderful scenes of the pet owners spending time with their dogs, and you will be able to see how much they enjoy it.

Beneful shows you the different types of dog foods it makes for your pet. You will be able to choose from a selection of wonderful meals that they will love. There is also a special array of snacks and treats that they offer for dogs too.

When shopping for Beneful, pet owners should search for coupons that they can use when they purchase it. They will also want to make sure that they are taking the time to receive the benefits of sales and promotions that come up from time to time with the company.

Taking care of a pet is a big responsibility. Make sure that you are doing so correctly. You will need to know how to groom and take care of it. It should look and feel as healthy as the dogs in the commercials that the company puts out. Should you need more information on grooming your dog, check online for help. There are also classes that you can take to make sure that you are treating your pet properly.

Learn more: http://www.target.com/p/purina-beneful-incredibites-with-real-beef-dry-dog-food-15-5lbs/-/A-14776809

Andrew Rolfe’s Impeccable Achievements in Business and Charity

Andrew Rolfe is the senior strategist of Ubuntu Fund, an organization that pioneers in the provision of aid to vulnerable children living in Port Elizabeth, South Africa. Mr. Rolfe is in charge of organizing events aimed at raising funds to help these kids access better health care and education.

Andrew Rolfe and the charity gala

He recently hosted the annual Ubuntu Education Fund Charity fundraiser in the United Kingdom. Mr. Rolfe was able to mobilize well-wishers who donated more than $603,000, which was more than the anticipated amount. The Ubuntu Education Fund is expected to use this money to fund and expand the student’s capacity in the Port Elizabeth Campus. Part of these funds would also be donated to the campus’ pediatric clinic. Mr. Rolfe’s goal is to create opportunities for disadvantaged families and children to explore their full potential. His position at the Ubuntu Education Fund enables him to steer the company into improving the lives of these vulnerable communities.

About Andrew Rolfe

Andrew Rolfe is an entrepreneur and a managing partner at TowerBrook Capital Partners. Mr. Rolfe has more than two decades of professional experience and is a graduate of Harvard Business School. He also studied at several other colleges, including University of Oxford, Eton, and St. Andrews College. His specialty is mainly business and management. Mr. Rolfe has extensive knowledge in the fields of corporate finance, business strategy, and private equity. He has worked for various big companies, including Ubuntu Education Fund where he serves as the chairman.

He was also the president of Gap Inc for two years. Mr. Rolfe began his career in 1992 at PepsiCo where he worked for five years as the firm’s vice president. He later became the chief executive officer of Pret A Manger in 1998. Working for all these ventures has enabled him to acquire knowledge and a great perspective on how to manage businesses. Mr. Rolfe currently spends most of his time in the United States and Europe, overseeing TowerBrook Capital Partners’ operations. He is also a board member of numerous companies, including True Religion Apparel, Kaporal Jeans, Wilton Industries, Inc, J.Jill, and WH Smith PLC.

 

Greg Secker: How to Make Profits in Forex Trading

The forex market is very lucrative. However, most people who want to invest their money in the industry are challenged by the complexity of the market. Greg Secker is one of the individuals who has made money in the complicated department. According to him, people in business should only learn the basics of the game, especially the primary forex indicators so that they can know how they will manage the risk effectively. With very little determination, Greg believes that investors can make healthy profits.

Although the forex is sophisticated, it doesn’t mean that it is impossible to make good money. People have to invest their time, just like other businesses so that they can learn about everything. Greg Secker, however, believes that the industry is not as complicated as brain surgery. Here are some of the basics every newbie in the forex market should learn.

Forex Indicators

There are some economists say that forex trading is completely unpredictable, and those who earn good profits are just lucky. When using this logic, only the successful poker gets lucky in the final table. However, this is not the truth in forex trading. There are some reliable indicators that the traders can use so that they can determine when to buy something and when to sell. With time, an investor will understand the true signs.

Simple Moving Average

This is considered to be the mean value of stock or currency in a particular period. In the forex market, there are long and short simple moving averages. The short ones will run for ten to twenty days while the long ones take fifty to one hundred days. The numbers will help you in determining the value of an individual commodity. Greg Secker says that you can achieve so much when you understand this logic.

Exponential Moving Average

This standard is very similar to the SMA, although it is shorter. The SMA is specially made to analyse the long averages, the Exponential Moving Average is believed to react fast when the price changes suddenly. Greg Secker ventured into the forex market when he was very young, and he says that all investors must understand the EMA concept well.

Fabletics: One of Kate Hudson’s Greatest Accomplishments

Fashion is a hobby that many people consider their strong point. In fact, most people who are into fashion probably wouldn’t call it a hobby. For some, it’s their life; getting up with trends and setting trends of their own. For actress and fashion icon Kate Hudson, fashion is more than just the clothes someone wears.

Kate Hudson is famous for a lot of her acting and fashion on the red carpet. As the country shifts its attention more toward health and fitness, she’s become more famous for her amazing body. People are realizing how difficult it is to stay in the kind of shape she does.

People are also noticing how good she looks while working out. Fashion is a big part of Kate Hudson’s life, and she figured why not introduce high fashion into fitness wear. The premise of Fabletics is offering fashionable workout attire that’s also affordable.

Historically, high-value brands only had good prices and quality goods or services. As time past, consumers became more focused on extra features. Having good prices and quality products is no longer enough to compete in today’s economy. The modern consumer uses things like customer experience and brand recognition to determine high-value.

When it comes to brand recognition, Fabletics is world-renowned. Kate Hudson is not only involved; she’s the driving force behind much of what Fabletics accomplishes. She works hands-on in the designing process to ensure the best designs get through. She also encourages people to take Fabletic’s lifestyle quiz to see what products Fabletics recommends for them.

Recently, Fabletics began opening physical stores. The retail market is very different from the e-commerce market; much more hazardous. To combat people desires to shopping at other stores, Fabletic’s stores focus on getting to know the local markets.

To Kate Hudson’s credit, Fabletics is well-received amongst reviewers and bloggers. Usually, membership fashion brands don’t hold up to their promoted standards. One reviewer even called Fabletics “worth it for the money”. She was surprised by the quality of a pair of leggings she bought from Fabletics. She noted how well the compression kept over time.

She also noted how expansive Fabletic’s variety of styles is. Fabletics has everything from simple one-colored tanks and bottoms to cut-outs and sheer fabrics with bold patterns on them.


Whitney Wolfe Of Bumble Is Changing Lives

Bumble is a well-known dating app that was founded by nineteen-year-old Whitney Wolfe. Although she was very young when starting the application, she has impacted the lives of many people positively. The sale of Wolfe’s bamboo tore bags has assisted very many people, especially those who were affected by the Deepwater Horizon that took place in the year 2010.

Before starting Bumble, Wolfe was working with Tinder, a dating app that she helped co-found several years ago. She, however, left the Tinder to start Bumble in March 2014. Just eight months after the application was started, Wolfe managed to initiate five million conversations. Bubble headquarters are found in Austin, Texas. At the moment, the institution gives employment opportunities to more than thirty-five individuals.

Three years after Bumble was introduced into the market, the New York Times announced that the app was successfully registering eight million watches and ten billion swipes every month. According to the report, women represented half of the users of the app. The report shows that the members spend at least one hour everyday viewing different profiles and sending messages to other members.

Just recently, Whitney Wolfe announced that she had introduced a subsection of the original app, known as Bumble BFF. According to the twenty-six-year-old businessman, the new app will assist women in the world to connect with each other and form strong friendships at the end of the day. Currently, Bumble has almost thirteen million users, and most of them are now trying to explore the newly introduced friend feature. The app has done very well, and just a week after its introduction, it achieved over one million swipes.

When the internet was introduced several years ago, it changed the way things are done, including dating. People started looking for love online. More people were able to meet and connect through their cell phones. Dating apps were introduced recently, and they have done very well in the recent times. Most of the sites are safe for the users, and more people can meet their life partners through them. As the chief executive officer of Bumble, Wolfe has done so much to make the app useful to singles.

Tips For Investing In Mutual Funds

Tim Armour is currently serving as the Chairman and the Chief Executive Officer of Capital Group. He has earned a reputation for knowing all about investments fund and savings on taxes.

Tim Armour talks about Warren Buffett and the investment strategy used by him. He says that Warren Buffet shows his concern for the mediocre funds and the expensive investment funds too. This is because these funds are shortchanging the investors. And there are a lot of them around.

Tim Armour agrees with him on this. Even he is more committed towards investments that are low cost as well as simple. He says that investments are meant to be bought and then retained for a long time. This is the best way to optimize their returns.

This is where Tim Armour also gives an example of the approach that has been taken by Warren Buffet. This is a person who analyzes the company rigorously. He takes a lot of time and puts a lot of effort in it. This is why he has been able to build a durable portfolio this way. His strategy highly successful fund. This has been proved by him many times over.

Next, Tim Armour wants to emphasize that Americans need to save more. This is basically to look after their retirement needs. Hence they must investment fund more. Besides, they need to stay invested in order to maximize returns.

But Tim Armour also asks investors to be careful of all those mutual funds provide mediocre returns. This can be due to the high amounts of management fees being charged. Or else there can be excessive trading that may lead to poor returns. Hence investors must know all about the volatility risks before they invest. After all, good investment returns are possible only in case of having low costs over a long term.

Tim Armour also mentions that index funds may be considered a safe option for retirement purposes. But in a case of market outturns, they get 100 percent exposed to volatility leading to losses. This means that investors have to look for low costs but a much higher amount of manager ownership.